11.00am NACFB Annual Conference 2016
Over the last three years, the NACFB has been supporting its members and patrons as we have all gone through the application phase for FCA Regulation. It is now time to turn to supervision and how we can now help our members work with the Regulator. There has been a huge amount of work in bringing the Minimum Standards Document to readiness. At the same time, there have been a number of opportunities for the Association including the ability to provide leads for our members through our own Finance Platform. Whilst the number of lenders has increased, the reasons for brokers to join the NACFB have never been stronger and we need to be able to accommodate new members. This has brought about the need for an internal Compliance team for the NACFB and this needs to be discussed with the membership.
Welcome and Introduction: Adam Tyler, Chief Executive of NACFB
Paul Goodman - NACFB Chairman's address
Ralph Black and Roger Deane - NACFB Compliance Services
Adrian Coles – Road Map update
Norman Chambers - Training and Education
David Newborough - Annual Financial Review
Adam Tyler – NACFB Finance Platform
12.30pm Live Debate Traditional Lending versus Alternative Lending
Two panels having an American style presidential debate on what is best for the Industry in 2016.
The moderator (Adam Tyler) will lead off with questions such as:
Now that we have the Alternative Lenders as a main part of the Industry is there still a place for traditional style lenders in the market or do we already have the solution between the two with the Challenger banks?
Have any of the new lenders got enough experience to survive a down turn in the market and an upturn in defaults?
Will we be seeing consolidation over the next few years as the mainstream lenders reach out further into the SME market?
So, where does the future lie? An expansion into the property lending space for the Alternative Finance Industry, Challenger Banks with a branch network or leave the traditional lending and banking to those with the experience of this market?
Mike Davies – Santander Michael Strange - Funding 365
Wesley Harfield - Investec Asset Finance Mark Johnson - Credit 4
Andy Bishop - Lloyds Bank Nick Leitch – Seneca Partners
John Jenkins - Amicus PLC James Lovett - Funding Circle
1.45pm An Audience with our Partners
Session Chair: Norman Chambers – Deputy Chief Executive
Jonathan Maycock – Aldermore - Next Generation for Asset Finance
What’s required to attract & retain the next generation to the industry to support SMEs
Stephen Johnson – Shawbrook Bank - BTL shifting to specialist lenders & brokers:
Following a period of Regulatory and Fiscal intervention the BTL market is becoming more complex. Will this shift be good or bad for commercial lenders and brokers?
Ian Aitchison –Close Brothers Business Finance – The benefits of working in partnership:
We need to ensure that funder, broker and introducers are aligned to maximise the opportunities.
Andy Taylor - Hitachi Capital - Changing sales channels and their impact on the broker market:
Exploring the challenges of increases in technology and the cost of acquisition on the broker market.
Dave Furnival – NatWest Bank – Supporting the Broker Market Place through the High Street:
What is the Role of a High Street Bank in the Broker Market Place?
David Whittaker - Mortgages for Business –- CP11/16:
A Closer look at the new Buy-to-Let Landscape though the eyes of a leading practitioner.
Programme is subject to change