Exhibitors 2011
Companies that exhibited at the NACFB Commercial Finance Expo 2011
Affirmative Finance
Alternative Bridging Corporation
Aldermore
Armada
Ashley Commercial Finance
Asset Finance Solutions (UK) Ltd
Bank of Cyprus
Barclays
Bibby Financial Services Limited
Bishopsgate Funding Limited
borro
Bridging & Commercial
Bridgebank Capital Limited
Bridging Finance Solutions
Brightstone Law
Business Money
Business Moneyfacts
Business Rescue Centre Limited
Clifton Asset Management
Close Asset Finance
Close Invoice Finance Limited
CommercialKeeper
Commercial Mortgage Centre
Corporate Strategies
Devon and Cornwall Securities
Dragonfly Property Finance
ECF Group
Fastsurveyors
Field Solutions
First Merchant
Fluid Capital
Funding Circle
Goldcrest
Hampshire Trust Plc
Hitachi Capital
IFG Network UK Limited
ING Lease (UK) Limited
Lancashire Mortgage Corporation
Leasing World
Legal & General
Liberty Leasing
Lloyds Commercial Finance
Lowry Capital
Masthaven
Mobile Productivity
MT Finance
NACFB
National Counties Building Society
Norwich and Peterborough Building Society
Omni Capital
Portal Tax Claims
Precise Mortgages
Regentsmead
Reliance Financial Contracts
RSM Tenon
Santander Business Banking
State Securities Plc
Tiuta Plc
Towergate Risk Solutions
Ultimate Finance Group Plc
United Trust Bank Limited
West One Loans
Whiteaway Laidlaw Bank
Exhibitor List Company Profiles
Affirmative Finance
Affirmative isn’t just a name – it’s our entire philosophy, we provide “fast short term finance” commonly known as “Bridging Finance”. At Affirmative we base our lending decision purely against the bricks and mortar valuation, by means of a first or second charge. We base our lending decision on the open market valuation. We will lend against commercial, semi commercial, investment and residential properties. In our field of expertise we like to see ourselves as market leaders, a specialist lender with probably the most experienced workforce in the marketplace.
We lend on, Development Finance, Auction Properties, Self Build, Barn and Church Conversions, Tax Bills. Since being established in 2004 Affirmative Finance Limited is now recognised as being the mainstay in the short term lender market. We are also unique in having our own in-house legal team, we don’t charge any legal fees at all until the deal completes.
Main business sector: Bridging finance
Stand No: F02
Underwriter present: Yes
Aldermore
Our business is based on a traditional banking model: we raise deposits from consumers and lend to homeowners and small to medium sized businesses throughout the UK. We do not depend on the wholesale, securitisation or international capital markets. We are one of the most strongly capitalised banks in the UK. Our service is founded on real market expertise and empathy with our customers' needs; offering consistently competitive rates and terms and providing a refreshingly straightforward service. In short, we aim to be different from other banks, easy to do bsuiness with, and dependable.
As a British bank, Aldermore is registered under the Financial Services Compensation Scheme which means customers' savings are protected up to the statutory limit of £85,000 (per person).
We bring a fresh perspective to the intermediary mortgage market in England and Wales, giving brokers the ability to place business that deserves to be done.
Main business sectors: Bridging Finance, Leasing/Asset Finance, Commercial Mortgages, Invoice Finance
Stand No: F01
Underwriter present: Yes
Alternative Bridging Company
Alternative Bridging Corporation are PRINCIPAL LENDERS affording us the speed, control and flexibility: we facilitate swift decisions by talking to the borrower either on the phone or face-to-face.
We draw on a depth of property finance experience to provide ALTERNATIVE solutions to non-standard finance requirements. We are creative and provide timely and cost-effective loans that satisfy the short-term requirements of our borrowers and complement their long term goals.
Our team understands the objectives of short-term finance for the PROPERTY PROFESSIONAL AND BUSINESS COMMUNITY. We are specialists who provide finance within urgent timeframes and devise repayment and exit strategies to maximise profitability.
Main Business sector: Bridging finance
Stand No: A11
Underwriter present: Yes
Armada Finance
Armada Finance is an independent funder who has been providing Asset Finance to businesses for nearly 40 years. Armada accepts proposals for businesses in all sectors for all tangible equipment from £2000 - £250,000 on finance lease arrangements on terms up to 3 years.
- No documentation fees
- Simple 1% transfer fee
- Fast, personal service
- Start-ups considered
- Each case is treated individually
- Full UK Coverage
Main Business sector: Leasing/Asset Finance
Stand No: A10
Underwriter present: Yes
Ashley Commercial Finance Ltd
Ashley Commercial Finance Limited, "friend of the smaller business" and a longstanding Patron of the NACFB, is a truly unique invoice finance provider. Ashley specialises in smaller deals with facilities of up to £300k. Ashley offers clients a very quick turnaround from first meeting to first payout, flexibility in terms of overpayments etc and pro-active credit control.
Single debtor facilities and even clients with adverse credit history will be welcomed.
Make sure you visit the Ashley stand to meet Ian Robins, Steve Jenkins and Lisa Mayers, who will be delighted to discuss any aspect of the Ashley product with you.
Ashley Commercial Finance has recently become part of the Ultimate Finance Group plc who are also exhibiting on stand A08.
Main Business sector: Invoice Finance
Stand no: F06
Underwriter present: Yes
Asset Finance Solutions (UK) Ltd
Asset Finance Solutions has established itself as one of the leading asset finance brokerages in the UK. We provide a full range of finance and leasing products to the SME sector through our broad portfolio of well known and specialist Lenders.
We have a team of over 25 experienced sales professionals including a widespread network of Franchisees. Our business is built on trust, quality of service and long term relationships. 
Main business sector: Leasing/Asset finance
Additional sectors: Vehicle finance
Stand No: F04
Barclays Bank plc
Barclays Business offers everything you'd expect, plus personal service from your own Barclays Business Manager and services to help you take one small step towards managing your business more effectively.
Our customers can bank how and when they want with 1600 branches nationwide, online and telephone banking plus SMS and mobile banking for managing their money on the move.
Barclays Business also offers a range of flexible commercial lending solutions designed to meet customer needs, including Flexible Commercial Mortgages, Agricultural Mortgages and Business Loans.
We have been voted 'Best Commercial Mortgage Provider' for the 5th year running by Business Moneyfacts.
We offer a dedicated service team to brokers and our extensive knowledge and experience means that we can offer added value solutions to meet customer needs.
For more information come and see us at on stand E10 or visit www.barclays.co.uk/business 
Main Business sector: Commercial Mortgages
Stand no: E10
Bank of Cyprus UK
We have been operating in the UK for more than 50 years and during that time we have established ourselves as a refreshing and responsive alternative to the mainstream clearing banks, serving a diverse customer base across the UK from our offices in London and Birmingham.
We offer a relationship-based service to all types of businesses, sole-traders, limited companies or partnerships.
Our banking team has a depth of expertise across a range of sectors: property investment and development; hotel and leisure; catering; manufacturing; retail services and professional services. Brokers who work with us know that we understand that responsiveness, timely decision-making and flexibility are important, particularly in the current climate.
Whether you are seeking support for a relatively new business looking to expand, or an established enterprise with complex needs, we're keen to work with you and your clients.
Main business sector: Commercial mortgages
Additional sectors: Development finance; Residential & commercial investment; Invoice finance
Stand No: C10
Underwriter present: No
Bibby Financial Services
Bibby Financial Services, the UK's largest independent invoice finance specialist, currently provides cash flow funding for nearly 3800 businesses, handles annual client turnover of more than £3.9 billion and provides funding to the tune of £321 million.
Our aim as a specialist invoice finance provider is to support the cash flow position and growth of clients in both the UK and overseas, utilising expert knowledge from more than 25 years' experience, helping companies regardless of size of industry sector.
With a network of 16 local offices throughout the UK, Bibby Financial Services has the capability, flexibility and independence to make confident and informed funding decisions quickly and effeciently helping your clients access the funding their business needs.
Main business sector: Invoice Finance
Additional sectors: International Trade Finance, Construction Finance, Leasing/Asset Finance
Stand No: A09
Underwriter present: Yes
www.bibbyfinancialservices.com
Bishopsgate Funding
Bishopsgate are principle Lenders established in 1997 to provide non regulated specialist finance for residential property.
Our emphasis is on lending for smaller scale residential new build and conversions. We lend up to 100% of the build or conversion costs in stage payments to suit the borrower’s cash flow. Bishopsgate lend throughout England and Wales to builders, landlords and property developers. We will also look to provide short term funding for auction purchases and refurbishments.
As a privately owned finance company Bishopsgate offer the kind of flexibility that is hard to find. We also offer streamlined access to finance, a fast confidential service and most importantly direct access to a decision maker.
Our decisions are based on the commercial merits of a proposal and our primary concern is the viability of the project.
Main business sector: Bridging finance
Additional Sectors: Development finance
Stand No: F03
Underwriter present: Yes
borro Ltd
borro is the leading short term asset lender in the UK, lending more than twice as much against valuable assets, and at abetter rates than other similar lenders.
borro's Introducer programme allows IFA's, mortgage brokers, accountants, solicitors, lawyers, wealth managers & tax advisors to offer short term loans of up to £1,000,000. All loans are non-status and secured against Jewellery, Luxury Watches, Gold, Fine Art, Antiques, Sculptures, Luxury Cars, Yachts, Speedboats and other high value assets.
All of borro's valuation experts have worked for the leading auction houses including Sotheby's, Christie's, and Bonhams. This gives borro the best understanding of the underlying value of each asset and means we can lend more than anyone else.
borro's board and management have been involved in very successful online businesses: Sporting Bet, Egg, LinkedIn, Facebook, Lovefilm and First Direct.
For more information come and see us at stand number C04.
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Main business sector: Leasing/Asset Finance
Stand No: C04
Bridging Finance Solutions
Bridging Finance Solutions group is an independent finance house, providing short term property finance solutions to individuals, property developers, professional advisors and intermediaries.
We specialise in residential bridging and all of our loans are secured on residential investment property for between 1 and 9 months. We are able to lend from £25,000 to £1m for individuals, partnerships and companies, throughout England & Wales. As principle lenders each case is assessed on its own merits, taking a pragmatic and entrepreneurial approach. We offer our clients flexibility and speed of personal service. We are an owner managed business and a large percentage of our business comes from repeat clients.
Main business sector: Bridging finance
Stand no: B01
Underwriter present: Yes
www.bridgingfinance-solutions.co.uk
Bridgebank Capital
Bridgebank Capital is one of the UK’s leading Bridging and Short Term property lenders, offering loans up to 12 months, at competitive interest rates and LTV’s.
Our team are highly experienced in the field of both finance and property, and in particular have detailed knowledge of the specialist lending nature of the property sector, we work closely with our introducers and borrowers to put together the right short term financing solution for all types of property projects and transactions.
Bridgebank Capital can be relied upon to deal with all cases effectively and efficiently.
Main business sector: Bridging finance
Additional sectors: Invoice finance, Press.
Stand No: C06
Underwriter present: Yes
Bridging & Commercial Ltd
Bridging and Commercial is the leading intermediary publication within the short term finance industry. It is our aim to provide the intermediary market with impartial news and features, up to date information on lending criteria, earning potentials and salary surveys.
We endeavour to highlight issues which affect the industry, while promoting growth in short term finance and supporting those who work within the sector.
Bridging and Commercial offers the intermediary information on the commercial and bridging markets to help educate and assist you in developing business in these areas. The site is a portal for the broker community to communicate directly with lenders and master brokers through interactive tolls and functions. 
Main Business sector: Press
Additional sectors: Media, Publishing, Advertising
Stand No: B05
Underwriter present: N/A
www.bridgingandcommercial.co.uk
Brightstone Law LLP
We work with secured term and bridging loan lenders, dealing in regulated, non-regulated, FSA regulated, and CCA regulated lending.
Our conveyancing departments specialise in residential and commercial mortgage origination, while our recovery team has an outstanding track-record in mortgage possession work, debt claim and insolvency actions.
We also act for lenders in professional indemnity recovery actions against surveyors and solicitors, plus we represent brokers involved in PPI mis-selling, non-disclosed commissions claims and those brought into Unfair Credit Relationship actions.
Main Business sector: Specialist solicitors for lenders and intermediaries
Underwriter present: No
Stand No: E07
Business Money e-mbrace Ltd
e-mbrace your customers - so they say. If 68% of business customers are lost because they feel taken for granted it is good to know that there is an answer.
Making them feel valued with high-quality, monthly contact through the e-mbrace portfolio of tailored monthly electronic, business information releases carrying your brand is an exercise that should pay for itself. Allowing good customers to slip away is an expensive luxury. If you have spent years building a reputation you should burnish it with regular customer contact of a quality that reflects your good name.
e-mbrace equips you with 18 years experience of high quality business publishing expertise, and at prices that none in this specialist field, in-house or agencies, can possibly match.
Join the growing numbers of businesses that are e-mbracing their customers, and even more important, holding on to them.
Main Business sector: Business Services
Additional sector: Media/Marketing
Stand No: D11
Underwriter present: N/A
Business Moneyfacts
Business Moneyfacts is a monthly publication packed with data covering all aspects of business finance. It is the business finance bible. Each month Business Moneyfacts gives commercial financial professionals all the product information they need on the business finance market.
Business Moneyfacts presents accurate, independent data in a clear, easy-to-read chard format, making it quick and simpleto compare products. This allows confident research, comparison and recommendation, resulting in maximised sales opportunities.
Buy-to-let and commercial mortgages, business accounts, business loans, factoring, invoice discounting and leasing & asset finance are just a few of the product areas comprehensively covered every month. On top of providing all the product details needed to advise commercial clients, Business Moneyfacts also has all the latest business finance news, as well as regular in-depth surveys and editorial comment from requested figures within the industry.
Main Business sector: Press
Stand No: E09
www.moneyfactsgroup.co.uk/products/pub_bmf.asp
Business Rescue Centre
BRC are Business Turnaround and Insolvency specialists. We work with brokers within the commercial finance arena to aid them in developing additional income streams from their existing client base. We offer support to brokers and their clients whose business may be facing financial challenges. Often our clients will be seeking finance as a source of generating cash for their business. When you are unable to place a client with a lender this often does not resolve the clients' needs. Our free advisory service can offer Directors invaluable and transparent advice about the options open to them.
On the other hand, quite often you may find that you can raise a sum of funding but not to the level which the client has applied for, This often allows us to work these cases as a joint venture, this means we are still able to meet the client's needs and expectations wit the reduced sum on offer.
For futher details please visit our stand and one of our Directors will be on hand to answer any questions or queries.
Main Business sector: Business Services
Additional sectors: Insolvency and business turnaround
Stand No: A04
Underwriter present: No
Clifton Asset Management Plc
Clifton Asset Management plc are innovators in the field of pension-led business funding. Working closely with business owners over the last 20 years has given Clifton detailed insight into creating beneficial funding arrangements that allow business owners to retain control of their companies, while at the same time extracting the maximum value from assets often overlooked by traditional funders.
As a result of this close relationship with business owners, Clifton (through their subsidary Clifton Consulting Ltd) have developed OptimiseTM , a pension-led funding product that is both a strategy and a process. Of course, there are a million and one reasons that a business needs to raise funds, and where there is a pension available; OptimiseTM should always be one of the options considered.
Main Business sector: Corporate Finance Solutions
Additional sectors: Pension-led Business Funding, Wealth Management, Group Pension Funding
Stand No: E11
Underwriter present: Yes
Close Asset Finance
Close Business Finance is the Broker Division of the Close Asset Finance Group; which in turn is a wholly owned subsidiary of Close Brothers Plc.
This division has recently conducted a detailed, strategic review of it's operating model and believes that it is now well placed to offer it's supporting Introducers a streamlined proposition. To promote these changes, a series of well attended, regional road shows were hosted in Bristol, London, Cambridge, Birmingham, Haydock and Leeds.
Each event featured presentations by the Managing Director, Richard Briscoe, his Sales Directors and the local Broker Development Manager.
Close Business Finance will provide a professional and slick service to it's appointed asset finance brokers, for a wide range of commercial assets, that represent good security, through it's base in Hessle. To support this hub, a dedicated Sales Support Centre operates in Blackburn, providing resource to it's Broker Development Managers and Brokers.
Main Business sector: Leasing/Asset
Stand No: C05
Close Invoice Finance Ltd
Close Invoice Finance is part of the FTSE 250 listed Close Brothers Group, and a leading independent provider of factoring and invoice discounting services. Our facilities have helped thousands of clients achieve strategic objectives such as acquisitions, buyouts and buy-ins, takeovers and mergers or simply to support their cashflow needs.
Main business sector: Invoice Finance
Additional sector: Asset Finance
Stand No: B08
Underwriter present: Yes
CommercialKeeper
CommercialKeeper is the first back office customer managment system developed in partnership with commercial finance brokers, especially from commercial finance brokers. The system provides the comprehensive information management needed by a broker to run their business and comply with any current regulation. CommercialKeeper offers maximum flexibility; a system that individual brokers are able to tailor to their own business needs and one which can be easily adapted to suit any changes to working methods.
CommercialKeeper is designed for maximum ease of use. Benefits to brokers of using CommercialKeeper:
- Save time
- Keep track of all cases and keep in touch with all clients
- Spot marketing opportunities
- Streamline the office - reduce the paper!
- Work from anywhere
- Flexible - tailor the system to suit the individual broker CommercialKeeper
Main Business sector: Business services
Additional sectors: Software for commercial brokers
Stand No: E06
Underwriter present: N/A
Commercial Mortgage Centre
Commercial Mortgage Centre are established master brokers working in partnership with intermediaries throughout the UK. We offer a whole range of market service to our partners by providing a fully independent sourcing and processing service across mainstream and specialist lenders.
Key to our success has been a continued commitment to build and maintain long term, mutually beneficial business relationships with our partners. Intermediaries also benefit from the teams expertise and experience in obtaining tailor made funding solutions for our clients and generous introductory fees.
We are members of the NACFB and the British Venture Capital Association. We are also regulated and authorised by the FSA to arrange and provide advice on regulated mortgages.
Main Business sector: Commercial Mortgages.jpg)
Additional sectors: Bridging, Leasing, Invoice Finance
Stand No: B04
Underwriter present: Yes
Corporate Strategies
Corporate Strategies provide positive, non-insolvency solutions to SME businesses throughout the UK. With an 8 office network and 10 year trading history, Corporate Strategies is positioned to ensure that directors of financially distressed businesses retain maximum control whilst restructuring measures are considered.
Corporate Strategies are well known nationally for having an expertise in rescheduling VAT and PAYE arrears. We have dealth with hundreds of UK based SME businesses with tax arrears and require time to pay off such liabilities in order to avoid entering a formal insolvency procedure.
Whilst HMRC are becoming less tolerant to tax arrears, time to pay arrangements can still be agreed if a proposal is submitted in a professional manner with the appropriate supporting documentation.
Often, a financially distressed business is under capitalised and operating in a fragile marker. Corporate Strategies is able to introduce a network of business angels/private investors who can provide a platform for improved future performance.
Main Business sector: Business Services
Stand No: D07
www.corporatestrategiesplc.com
Devon and Cornwall Securities Limited
Devon and Cornwall Securities Limited provide non-status commercial finance secured by first charge on property in England and Wales. All loans are interest only and over no fixed period. The company was established in 1983 and is a principal lender.
It has been lending on the same basis ever since. Our loans are simple and quick.
Main Business sector: Commercial Mortgages
Additional sector: Non-status long term commercial finance
Stand No: C03
Underwriter present: Yes
Dragonfly Property Finance
With a name like Dragonfly, do we sound the same as other property finance companies? That's because we're not. We're a lender with a difference.
We're different in the way we work. As well as speed and flexibility, we place great emphasis on being fair, open and honest in all our dealings. We're different in the way we value our customers. We aim to delight you with our exceptional service and innovative range of products, and put you in control.
We are a principal lender who are self-funded with a genuine appetite to lend. Like traditional bridging finance companies we offer short-term loans (with most running for just a few months), but unlike traditional short term lenders, we also offer medium term loans of up to 3 years.
Our innovative and market leading products for Residential and Commercial Property transactions offer loan sizes ranging from £50,000 all the way up to £25m. We offer a wide range of short and medium term lending products to suit borrower's different needs. These include Residential and Commercial Bridging Finance, Residential Refurbishment Finance, HMO funding, 2nd Charges, and 3 year Buy to Let products.
Main Business sector: Bridging Finance
Additional sectors: Buy to Let, Second Charges, Development/Mezzanine finance
Stand No: B11
Underwriter present: Yes
ECF Asset Finance Plc
Established in 1991, ECF Asset Finance Plc was recently acquired by Conister Bank Ltd, the Isle of Man's only independent bank and part of the AIM-listed Manx Financial Group PLC. Operating from its office in Wilmslow, ECF have a highly experienced team of Business Development Managers covering England & Wales, one of the UK's leading independent providers of asset finance facilities predominantly within the SME market for business critical assets.
Specialising in hire purchase, leasing and sale and leaseback facilities to help preserve cash in the business freeing up working capital facilities by providing asset finance for new and used assets such as cars, LCV's, HGV'S, buses and coaches as well as plant and machinery. 
Main Business sector: Leasing/Asset Finance
Stand No: C02
Fastsurveyors
Fastsurveyors are the UK's leading managed valuation specialists. From the start we have offered out discerning clients a hands-on service led approach to residential and commercial valuation unrivalled by anyone else.
Main Business sector: Business Services
Additional sector: Surveyors 
Stand No: A12
Underwriter present: Yes
Field Solutions Limited
Field Solutions is a specialist supplier of finance pricing, origination and contract administration software and training services to the asset and instalment finance industry. Established in 1992, we support more than 150 clients including brokers, introducers, vendors and other intermediaries as well as many of the major banking institutions.
Field Solutions offers a quick-start to set up broker management systems that can electronically link between vendors, introducers and funders. FieldControl aligns all parties through a transparent 'gateway' and links some 40 funders and broker's proposal and point of sale management. Getting started is a matter of a few weeks and the power of the network becomes immediately available. As wel as its class leading Finlex contract administration system, the NACFB EXPO also sees the launch of two major new enhancements. Proposal Manager includes a highly configurable workflow reducing new business cost of sale and Reporting Services harnesses modern technology to improve analysis of origination, portfolio, arrears and funding management.
Main Business sector: Leasing/Asset Finance, Business Services
Stand No: D08
Underwriter present: N/A
First Merchant Finance Plc
First Merchant Finance Plc is a leading specialist provider of finance for business in England and Wales. We specialise in funding the purchases and refinancing of short leasehold retail and catering businesses such as Restaurants, Take-Aways, Hotels, Petrol Stations, Supermarkets and Care Homes to name but a few.
First Merchant underwrites all cases by strict analysis of the ability of a business to to support the requested loan irrespective of any rental/outside income or freehold security offered in a transaction. We welcome introductions from professional intermediaries such as commercial finance brokers, mortgage brokers, IFAs, business transfer agents, accountants and solicitors.
We will be delighted to meet you at our stand to answer questions and give you an up-to-date Broker Pack. Do come and visit us! 
Main Business sector: Commercial Mortgages
Additional Sectors: Bridging Finance, Finance for Retail Businesses, Leasehold Business Finance
Stand No: E02
Underwriter present: Yes
Fluid Capital Group Ltd
Fluid Capital is a specialist Operation which builds structures to raise funding for businesses. We do this through the creation of unique investment vehicles.
Our group has offices in the Seychelles, Manchester, South Africa and Asia. Our executives have raised/funded millions for businesses by creating fund raising structures. We then market these through our established investment network.
To briefly explain our methodology, we build an investment vehicle, which then effectively becomes a fund. The fund acts as a Special Purpose Vehicle (SPV) for the client, which our investor network uses as the investment opportunity. As this is an SPV, the fund sits between the investor and the client and thus raises funds, without the need for the client to release any equity, unless agreed as part of the fundamental purpose. Typical structures could be closed or open ended mutual funds or bonds.
When a high street bank is looking to draw cash via the deposit market, they create a conduit product for this. An example of this would be a savings account. In the same way we create a product, albeit a sophisticated instrument, to act in a similar way, for our clients. We are therefore not a broker; we build the method and pl
ace before the market, to raise the funds.
Main Business sector: Business Fund Raiser
Additional sectors: Specialist operation raising funds for all businesses
Stand No: E08
Underwriter present: Yes
Funding Circle
Funding Circle is an online marketplace where small businesses can borrow directly from real people, sidestepping the banks. Since launch in August 2010 our individual lenders have offered over £13m to small businesses throughout the UK, and across all sectors.
Our loans are unsecured and monthly repayment loans over 1 or 3 year terms. Loans can be used for any purpose including asset finance, property refurbishments or an alternative to invoice finance. Borrowers typically reduce their cost of finance by up to 25% through Funding Circle. We are now actively looking to increase the number of brokers we are working with.
Main business sector: Unsecured Loans
Additional sectors: Leasing/Asset Finance, Businesses Services
Stand No: C08
Underwriter present: Yes
www.fundingcircle.com/borrow/business-loans
Goldcrest Finance Ltd
We are a specialist provider of Short Term Bridging and Development Finance offering financial solutions for individuals, companies, property developers, brokers and intermediaries.
Our Bridging Loan Facility can be used to finance transactions which involve all types of commercial property and land. Our Development Finance is linked to our understanding that developers need to borrow more to make a greater profit, so the scope of this finance in unlimited.
Whatever the situation, we will always take a common sense approach and work with our clients to find a mutually beneficial solution.
Main Business sector: Bridging Finance, Development Finance
Stand No: D04
Underwriter present: Yes
Goldcrest Trade Finance
We provide Trade Finance to assist importers in the finance of their purchase of goods/stock (preferably pre-sold). We take repayment from the proceeds of the sale of the goods either by directly assigning invoices or by working closely with invoice finance providers.
In short, we add value.
Main Business sector: Trade Finance
Stand No: D05
Underwriter present: Yes
Hampshire Trust
Hampshire Trust; a wholly owned subsidiary of National Counties Building Society established over 30 years ago, prides itself on offering you and your clients a professional and friendly service which combines traditional standards with the ability to respond at speed and with flexibility to the ever changing demands of the niche banking areas in which it operates.
Hampshire Trust offers two core products to the Broker market: -Bridging Finance -Development Finance
Loans are available from £100,000 - £1,000,000 in the Southern half of England, spread over a 3-18 month term, with LTVs up to 50% for both residential and commercial properties.
Quality of service, combined with professionalism and efficiency has been the cornerstone of the Bank's success and development.
To find out more about Hampshire Trust visit us at stand F05. We look forward to seeing you.
Main Business sector: Bridging Finance .jpg)
Additional sector: Development Finance
Stand No: F05
Underwriter present:Yes
www.hampshire-trust.co.uk/property-finance
Hitachi Capital Invoice Finance
Hitachi Capital Invoice Finance is one of the four divisions of Hitachi Capital (UK) PLC which in turn forms Hitachi Ltd, one of the largest and most respected companies trading in the world today. Hitachi Capital Invoice Finance provides flexible cash-flow solutions; excellent service and competitive pricing for UK based SMEs.
Five reasons you should visit Hitachi Capital Invoice Finance at Stand C09:
- Short listed as finalists at this year's Credit Today Awards for 'Best Factor and Discounter'
- The 6 month trial period allows clients to test service and pricing - 99% stay for longer
- Efficient and professional BDM's consistently providing feedback on all leads
- Clients stay 30% longer than the industry average
- No big bank salaries and bonuses to pay meaning that savings are passed down to the clients
Visit Hitachi Capital Invoice Finance for all of the above reasons and many more.
Main Business sector: Invoice Finance
Stand No: C09
Underwriter present: No
www.hitachicapital.co.uk/factoring
IFG Network UK Limited
The Interface Financial Group was formed in 1972 (in Canada) with the vision of providing working capital to help small to medium sized businesses grow. IFG Network is the funding arm of The Interface Financial Group providing capital and transactional support to IFG's international office network. Since Each IFG office is managed on a local level, providing immediate service to clients with local knowledge and experience.
IFG launched the UK operation in 2010 following the success of its New Zealand, and Australia businesses which launched in 2004, and 2006. IFG's innovative products include spot factoring (invoice discounting) - the purchase of a single invoice or number of invoices. IFG does not require the whole debtor book. This makes IFG different to all other Factoring Companies in the UK.
Because of IFG geographical locations, IFG can also offer solutions for cross-border transactions between the UK, the United States and Canada, Ireland, Australia and New Zealand. IFG services clients in over 20 industries, and management team has developed particular industry expertise in sectors that are not typically attractive to traditional factoring companies such as construction and niche services businesses. 
Main Business Sector: Invoice Finance
Stand No: C07
ING Lease (UK) Limited
As the number one broker-introduced asset finance company in the UK*, ING lease is focused on supporting our customers with a quality of service that enables them to provide tailor-made lease products for their clients. We offer small and middle ticket finance for most asset types, as well as Bloack Discounting.
*Finance and Leasing Association 2010
Main Business sector: Leasing/Asset Finance
Stand No: C12
Underwriter present: No
Lancashire Mortgage Corporation
Lancashire Mortgage Corporation is the commercial lending division of the Blemain Group and is one of the longest established and most experienced commercial lenders in the UK. We are a key provider in commercial mortgages, secured loans, and bridging finance and have substantial funds to lend. We are an essential lender for any broker's panel.
We provide commercial finance from prime to those with an inconsistent credit rating or track record. Many income sources are considered including employed, self-employed, limited companies, sole traders, partnerships, charities and trusts. Criteria has been developed to provide guidelines as to the acceptability of the case, but if the case is outside of the plan, either at initial enquiry stage or nearing completion, by simply discussing your requirements we will take a view and may be able to lend.
Interest only, Early repayment plan and 2% Discount options are available on all laons and mortgages. 
Main Business sector: Commercial Mortgages
Additional sectors: Bridging Finance
Stand No: E12
LeasingWorld
LeasingWorld offer asset finance professionals the best in leasing information, and advertisers access to the top decision-makers in the leasing and asset finance business. Take a look at a complimentary issue of its highly respected monthly magazine, sign up for free e-news bulletines, and register for the annual LeasingWorld Expo. 
Main Business sector: Press
Additional sectors: Leasing/Asset Finance, Business Services
Stand No: D09
Legal & General
Legal & General are again proud to offer NACFB members a unique proposition that provides significant earning potential by protecting your clients' new and existing corporate debt. New research conducted by L&G in conjunction with the Institute of Directors has revealed that commercial debt in the UK now totals over £270bn, with 43% of this debt not protected against the death or critical illness of key person or business owner.
By referring your clients to L&G you are ensuring they are given the opportunity to make an informed choice about protecting the future of their business against the risks that face all of us. L&G take full compliance responsibility for any business written and as an introducer you will receive 45% of the total commission payable to the adviser.
Main Business sector: Business Protection, Life Assurance
Stand No: B03
Underwriter present: No
Liberty Leasing Plc
Liberty Leasing Plc is an independent finance house based near Southampton, our independence allows us to be in charge of our own direction and affords us flexibility when considering finance proposals. Liberty prides itself on offering a fast, flexible approach to asset and vehicle finance/re-finance to a full spectrum of UK businesses and to high net worth individuals.
The vast majority of our business is introduced, therefore we understand how important it is to establish strong relationships with brokers. We are currently looking for new introductions from any professional UK finance broker.
Liberty Leasing Plc will consider proposals to finance or refinance plant/machinery and vehicles from £15,000-£500,000, we also specialise in financing/refinancing prestige and classic cars.
We look forward to meeting many new and existing contacts on the day so please come and see us on stand A07.
Main Business sector: Leasing/Asset Finance
Stand No: A07
Underwriter present: Yes
Lloyds TSB Commercial
Lloyds TSB Commercial are patrons of the NACFB and are looking forward to meeting members at the EXPO. We offer a wide range of services and are keen to take on new business across many sectors.
Our team of Business Development Managers will be pleased to discuss your needs at the EXPO.
Contact details pre and post the EXPO are pail.narramore@lloydstsb.co.uk
Main Business Sector: Leasing and Asset Finance
Stand No: E04
Underwriter present: Yes
Lowry Capital
Awarded 2011 Short Term lender of the year, Lowry Capital are a principal lender of Bridging Finance. Lowry Capital are one of the few lenders to lend throughout England, Scotalnd and Wales. At all times you will speak to the principals of the company who will be on the stand enabling a quick and binding decision.
Lowry Capital provides loans of between £25,000-£1million. Lowry Capital has the "Express Refurb" product, which provides funding for properties needing refurbishment. No upfront fees, Exceptional customer service, Market leading commission (including additional commission paid on repayment of loan).
Main Business sector: Bridging Finance
Stand No: E05
Underwriter present: Yes
Masthaven Bridging Finance
Masthaven has been operating as a principal lender since it was established in 1983. During this period the directors of Masthaven have experienced every aspect of bridging finance, thus ensuring that we always provide high quality service.
We have recently become FSA regulated so can now do all types of bridging finance including, first charge residential and commercial, second charge residential and renovation and refurbishment projects.
Masthaven are innovative lenders who are committed to building long term relationships with our clients and intermediaries.
Main Business sector: Bridging Finance
Additional Sectors: Commercial Mortgages
Stand No: D06
Underwriter present: Yes
Mobile Productivity Limited
Mobile Productivity provides the specialist Asset Finance Quote and Proposal Management system Sprint. So, what makes Sprint different from any other broker system?
Firstly, Sprint was designed so that dealers could generate unassisted business for the broker. Effectively, the dealer does the initial costly prospecting on behalf of the broker. Secondly, Sprint's integrated workflow alleviates monotonous data re-entry and manual documentation creation, so deals get signed off faster. Thirdly, Sprint management reports show who your key dealers are, how much to reward them and when to activate secondary rentals. This coupled with the dealer pipeline reports and individual deal status tracking incentivizes the dealer to remain loyal.
Sprint is recognized as a technologically advanced product which uses the latest web and smartphone advancements to the broker's advantage. Come and see us at stand B02 to find out how we can transform your broker business from a marathon to a Sprint!
Main Business sector: Leasing/Asset Finance
Additional sectors: Broker IT systems, Lender IT systems, Vendor Finance IT
Stand No: B02
Underwriter present: No
MT Finance
MT Finance are Non-Status Bridging Finance principal lenders providing bridging finance loans up to 70% LTV calculated on real Open Market Values. MT Finance charge no upfront fees and their rates start at 1.1% p/m.
Based in the City of London MT Finance is a bridging finance principal lender established in 2007 with a track record of delivering non status finance when and how it is needed. A Patron Lender of the NACFB and a member of the ASTL the company's philosophy is that bridging finance by its nature should be fast, and practical, but also transparent and professional.
By offering professional tailored non-status bridging finance solutions MT Finance seeks to offer the market a unique service and range of products. For more information on MT Finance and the present range of bridging finance loans please visit www.mt-finance.com
Main Business sector: Bridging Finance
Stand No: A05
Underwriter present: Yes
NACFB
The NACFB works to encourage and support best practice in the broker industry. Every potential member is vetted before they are allowed to join. NACFB members must comply with a Code of Practice.
The Association offers:
- Access to exclusive arrangements with our lenders and partners;
- An events programm, including training and development and networking events;
- Regular communication with members via a fortnightly electronic newsletter or a quarterly hard copy magazine;
- Legal and compliance updates to keep members up to date with any changes on regulation or legislation which could affect them;
- A CPD programme for its members to develop skills and help them work to the highest standards;
- Qualifications in association with the ifs School of Finance; Member's Handbook which lists all members and Patrons, as well as detailing the NACFB Code of Practice;
- Competitive Professional Indemnity Insurance
Main Business sector: Business Services
Additional sectors: Trade body
Stand No: F00
Underwriter present: N/A
National Counties Building Society
National Counties originally started life as the Fourth Post Office Mutual Building Society, in 1896. The society pioneered the development of investment accounts by post and re-branded as National Counties in 1972 to reflect its nationwide status.
Gaining an enviable reputation for market-leading mortgage and savings products, NCBS regularly appears in personal finance 'Best Buy' tables. We offer:
- Commercial mortgages for prime property investment
- Buy-to-let mortgages
- Owner-occupier mortgages
- Savings
Our focus:
- Prime commercial property let on strong covenants - for purchases, refinance or capital raising
- Competitive interest margins on variable amd fixed terms
- Lending in England and Wales only
- Quick response to enquiries. In-house underwriting enables us to process applications swiftly.
Main Business sector: Commmercial Mortgages
Additional sectors: Residential mortgages, Buy-to-let
Stand No: B06
Underwriter present: Yes
Norwich & Peterborough Building Society
N&P offers a range of commercial mortgages to established and profibable trading businesses with a typical LTV of 75%. We currently lend on owner occupied units and also to limited companies for limited company buy-to-lets.
We also provide Offset mortgages where borrowers can use business credit balances to offset up to 30% of the mortgage. Flexible mortgages can also be offered where the borrower can arrange for up to 30% of the mortgage to be set up as a flexible facility, which works similar to an overdraft. You can draw or repay when you like. VAT bridging facilities can also be offered for a period of 12 weeks on an interest only basis.
We provide a fast, efficient and personal service from application through to completion.
Main Business sector: Commercial Mortages
Additional sectors: Owner occupied commercial mortgages, corporate buy to let
Stand No: A06
Underwriter present: Yes
Omni Capital
Omni Capital is a privately-owned specialist finance solutions company. We specialise in delivering a professional and efficient financial service that offers short-term loans to individuals and residential investors. We have access to substantial funding and lend in London, the Home Counties and the South East of England.
We lend in the unregulated residential market on both a 1st and 2nd charge basis, with lending periods from 3 to 24 months. Our loan decisions are based on the Open Market Value of the property.
Omni Capital lending criteria:
- 1st Charge: up to 80% LTV
- Rates typically range from 0.95% to 1.5% per month
- Minimum £100,000 and maximum £7.5 million
- Arrangement fee of 2%
- 2nd Charge: up to 75% LTV
- Rates typically range from 1.5% to 2% per month
- Minimum £100,000 and maximum £7.5 million
- Arrangement fee of 3%
We offer a great degree of flexibility in order to deliver the best possible service.
Main Business sector: Bridging Finance
Stand No: F07
Underwriter present: Yes
Portal Tax Claims
Portal Tax Claims are the UK's leading Capital Allowances specialists and the preferred provider for various leading institutions including being a Patron of the NACFB.
It's estimated that 96% of all commercial property owners could be entitled to up to 50% of their purchase price back as tax relief. We have a 100% successful sign of rate with HMRC with literally hundreds of satisfied clients like Howard Nicholls - Director of Glassier Glass:
"I was skeptical at first as no one ever gives me anything for nothing, but you were right. The claim is acceptable to the Inland Revenue and I am about to put the cheque in the bank to prove it! If you need another skeptic converted, I am only too willing to talk to anyone about the subject"
Enhance your client's perception of your business with comments like this and work with us to earn a substantial second income.
Main Business sector: Business services
Stand No: B12
Underwriter present: No
Precise Mortgages
Specialising in short term lending, residential mortgages and buy to let mortgages. Precise Mortgages distributes its products exclusively through the mortgage intermediary market.
Our latest Bridging and Short Term Lending products are a perfect fit for customers who need to access funds quickly or are buying property to refurbish, and with no maximum loan size or exit fees we should have a product to suit your customer.
We have significant funding and resources to ensure that your customer gets the loan that they want when they want it. We deliver outstanding service and offer competitive products that cover the whole of England and Wales.
Visit our stand to find out more.
Main Business sector: Bridging and Short Term Lending
Additional sectors: Near prime Residential Lending, BTL Lending
Stand No: D10
Underwriter present: Yes
Regentsmead Limited
We are the leading provider of residential development finance in the market. We are also the only true principle lender as the funds we lend are purley self-financing and are generated from our assets. Put simply we offer the quickest, most personal and flexible service available in the market today, We have been the consistent lender throughout the difficult economic times and have never stopped lending at any time.
We make our broker partners lives as easy as possible, we do not require detailed packaging, we collect all fees for the broker and we always pay repeat fees.
For cases of between £100,000-£1m we should be your first choice for development enquiries. The industry voted us the Development Lender of the Year in 2010 and we very much hope to repeat this success in 2011. Please visit our stand for on-the-spot decisions on any suitable cases.
Main Business sector: Development Finance
Stand No: D12
Underwriter present: Yes - immediate decisions available
Reliance Financial Contracts
Originally established at an independent business finance broker over 20 years ago, Reliance Financal Contracts (RFC) understands the needs of brokers better than most lenders ever could. RFC offer brokers a service which is second to none. We have local underwriting authority and full control on documentation and payouts.
RFC look to form long term relationships with professionally run, well established business finance brokers and to work closely with its supporting introducers to develop on-going trust and loyalty. Our reputation in the market speaks for itself as does the level of repeat business we enjoy.
RFC was acquired by Close Asset Finance Limited, a subsidiary of Close Brothers Merchant Bank in May 2008.
Main Business sector: Leasing/Asset Finance
Stand No: C05
Underwriter present: Yes
RSM Tenon
RSM Tenon is one of the most progressive and entrepreneurial professional services firms in the UK. Through a comprehensive suite of accounting and consultancy services, we offer intelligent solutions to a national client base that ranges from individuals and entrepreneurially-led owner managed businesses, to large corporations and public sector organisations.
With leadership in the provision of business advisory, risk management, tax, financial management and turnaround and recovery services we are the UK's 7th largest accounting firm with a fee income of £250m, employing over 3,000 staff with offices in all major commercial centre's across the UK.
Within our service portfolio we have a dedicated and experienced Business Finance Team which has close working relationships with an extensive range of funding providers to ensure our clients source the best finance facilities available.
Our service is impartial and independent allowing us to research the market for the most appropriate funding partners. We are happy to either effect an introduction to the chosen funder or to help with initial negotiations and we do not charge fees or commission.
Main Business sector: Business Services
Stand No: A01 & A02
Underwriter present: No
Santander Business Banking
It was fantastic to be recognised at the NACFB awards in 2010, winning the Best Commercial Mortgage Provider; and Most Supportive Lender. We felt this was a strong recognition of how hard we have worked to support all our brokers and customers and sincerely wich to thank everyone who voted for us.
2010 saw the introduction of exciting new products including new criteria for Professional Practices and the introduction of the European Investment Bank Scheme. Further initiatives are planned to be launched in 2011.
Our intermediary Commercial Mortgages Division has been supporting brokers for over 35 years and whether you're a large brokerage or a sole trader, Santander can deliver the right funding for your clients, tailored around the way you work.
Main Business sector: Commercial Mortgages
Additional sectors: Business Banking, Business Loans
Stand No: B07
Underwriter present: Yes
State Securities
In 2010 State Securities achieved a milestone of providing asset based lending to UK SMEs for 30 consecutive years. Throughout its history the company has weathered the ups and downs of many changing economic landscapes and has developed a specialism that is dedicated to supporting a niche that most commercial lenders would normally shy away from, particularly in times of economic hardship. This includes funding new start companies, MBOs and MBIs, lending to businesses in administration, financing those experiencing trading difficulties as well as supporting those that have challenged credit positions.
Operating from a Head Office based in Hedge End near Southampton, State Securities is a brand renowned in the asset finance and leasing industry, and in particular within the commercial finance broker sector, where it has consistently and exclusively accessed all of its new business introductions from a network of over 100 commercial finance intermediary relationships.
Main Business sector: Leasing/Asset Finance
Additional sector: Factoring
Stand No: D01
Underwriter present: No
Tiuta PLC
Tiuta's focus is on delivering short-term bridging finance to a broad range of clients seeking fast solutions to their financial needs.
We pride ourselves on the quality and speed of our service, giving decisions in principle in an hour and making funds available within days. Flexibility is also key, so at Tiuta, we do not do one-size-fits-all products. Our loans are tailored to suit each circumstance and range in length from as little as a day to up to a year.
The Tiuta Team understand the property market and its financing, and have experience in working with a wide variety of borrowers from once in a lifetime bridging borrowers to the experienced multi-transactional property companies.
For further information call 0870 777 7205 or visit www.tiutaplc.com
Main Business sector: Bridging Finance
Additional sectors: Development Finance
Stand No: D02
Underwriter present: No
Towergate Risk Solutions
Towergate is an entrepreneurial company, led by people with a reputation for innovation and dynamism. Since 1997, when Towergate entered the insurance market, we have grown to become Europe's largest independently owned insurance intermediary turning over more than £2 billion of gross written premium across our companies.
We offer an unsurpassed range of over 200 general and specialist insurance products and we believe we are the most significant provider to the UK SME market.
Main Business sector: Commercial Insurance
Stand No: A03
Underwriter present: No
www.towergaterisksolutions.co.uk
Ultimate Finance Group Plc
Ultimate Finance Group is a leading provider of financial solutions to SME's across the UK. Through its three divisions - invoice, asset and trade - ultimate finance provides support to SMEs by funding their growth. As bank lending to SMEs is increasingly restricted in the current climate, the benefits of ultimate finance's flexible and fast-moving solutions are becoming even more compelling.
The company headquarters are based in Bristol with additional office in Manchester, Cardiff, Tunbridge Wells and Birmingham, from which a network of Regional Directors are able to offer an accessible and responsive service to SMEs and their advisers.
Ultimate Finance Group recently acquired Ashley Commercial Finance - make sure you visit them at Stand F06.
Main Business sector: Invoice Finance
Additional sectors: Leasing/Asset Finance
Stand No: A08
Underwriter present: Yes
United Trust Bank Limited
United Trust Bank is an established and experienced property bank specializing in residential development finance and bridging. We have continued to lend when others have withdrawn from the market. We offer our introducers and their clients a professional and flexible service. For those seeking trusted development finance or who are serious about bridging we are the natural home.
Main Business sector: Bridging Finance
Additional sectors: Development Finance
Stand No: C01
Underwriter present: No
West One Loans
West One Loans specialises in providing vital short term funding secured on UK property for businesses and individual property investors who need cash liquidity to help grow their portfolios or expand their businesses. One of the top three bridging companies in the UK, the company delivers fast funding from £30,000 to £10 milllion to cover short leases, lease extensions, freehold purchases, uninhabitable properties, auction purchases, refurbishment projects, residential investment, commercial investments, multiple security and mised use properties.
Main Business sector: Bridging Finance
Additional sectors: Buy to let, Commercial, Mixed Use
Stand No: D03
Underwriter present: Yes
Whiteaway Laidlaw Bank
WLB is the most exciting new lender in the commercial mortgage market. The bank itself was acquired in January this year and the acquisition of the new business platform of Commercial First swiftly followed.
WLB is just a few weeks into its launch, and has already completed more than £1m in new business lending in less than 24 working days, so we have made a fast start! Our products are keenly priced with a range of innovative features including interest only options, part capital repayment schemes and 30 year terms available to clients.
We are not looking for relationship banking or to force the cross sell of other products on the client - we simply want to provide sensible property based lending to credit worthy clients and to work in genuine partnership with professional intermediaries.
If you are interested in working with the most exciting new lender to market, please visit Stand E02 and find out how our principles of partnership can help your business thrive.
Main Business sectors: Commerical mortgages for owner occupied businesses and property investors.
Additional sectors: Personal and business savings
Stand No: E03
Underwriter present: Yes
